Save Money on Gas

In a world with rising gas prices going bonkers, people are looking to new ways of saving money on traveling expenses. People are looking for cars that take little to no gas for the amount of travel they get. Electric cars are almost just as bad with energy bills rising as well. What can the public do when they have to get to work? People are going to friends and family to help them commute. Rideshare and public transportation is growing. Yet many people don’t feel too comfortable with the security with those modes of transportation. So what is an avenue that people can feel more comfortable in getting themselves to work every morning?

Biking their way to work.

For those people who are able to work close to home there is hope! The article above shows that there are alternative ways to get to work all the while getting a good workout in the process. People can get to work using bicycles. The new bikes and biking in general could be a smart alternative to wasting gas.

Join in the discussion in this link below:

Save Money on Gas

Gas Prices Now Going UP

Well here we go again. According to analysts and refinery reports people in Southern California are seeing a price hike as much as $.73/gallon. Analysts say this is due to slow production by one of the Northern California refineries that has been running at reduced capacity because of a fire earlier in the year.

Why gas prices are going up in October 2012.

Here is my $.02 on the subject. I understand that the government has been telling us for years that it takes many years to build a Refinery for Gas. We’ve been having this argument since the 70’s. Why hasn’t any NEW refineries been built since then? The last NEW refinery that was built in the United States was 1977 in Garyville, Louisiana. All the rest have been upgrades to old Facilities. WHY?!!! We have had rising gas prices for so long and the Government has not allowed any new Oil refineries? All politicians from both sides of the isle say that building a refinery wouldn’t lower gas prices till years from now. But that’s the same excuse that they keep giving every year and nothing has gotten done since the 70’s. This is horrible! It is destroying commuters especially in California. Shipping charges go up, in return that raises prices up on everyone for inflation across the board with every type of good. This gives people less discretionary money and drives down economic growth. Why has this not been done?

Join into the conversation by clicking on the link below:

Gas Prices Now Going UP

Home Prices Increase Major Cities

Home prices are on the rise again after looking at reports from July according to the Standard & Poor’s/Case Shiller index released Tuesday. Many factors have increased sales of homes for the time being with mortgage rates at an all-time low leading decision making.

Many leading cities see rise in home prices

People are feeling the squeeze as banks lower their inventory by slowly releasing supply. If you would like to join in the discussion please click on the link bellow:

 Home Prices Increase Major Cities

What do you think is the cause of increased home sales? Do you give credit to the Fed for the increase? What do you feel is the leading cause?

Fire Murrieta Sunday September 23

A fire broke out at Warm Springs Preserve in Murrieta Sunday, spreading quickly and forcing evacuations. The fire burning just south of the Los Alamos Sports Park in Murrieta.

Fire Breaks Out in Murrieta’s Warm Springs Preserve
Fire threatens structures, consumes 30+ acres in Murrieta

To Join into the discussion and to let anyone know what is going on further than what is being reported please click on the link below:

Fire Murrieta Sunday September 23

Please let us know if you have any further information as it comes in.

Lower Gas Prices

Families or friends are having difficulty with household income with the economy as it is today. The issue facing most people in Southern California is that we have been hit hard on the home front with issues of high unemployment, diminishing savings, rising medical costs, rising food costs, increased utility charges, and overheads climbing to no end. The housing bubble struck many people brutally especially in the Riverside County at a loss of 56% since its peak in 2006. California particularly has seen decline of revenues with home prices dwindling, according to a survey from Fiserv Case-Shiller Home Price Insights report. The information has place California with 7 of the top 10 metro areas loosing house values from a national ranking out of 385 areas. With all that information, people have had enormous declines in their supplementary income throughout the state. Another huge issue that has hit families in the state has been increasing gas prices. A large portion of peoples discretionary funds have been diminished in the Riverside County because of the large commuting population. We do, however, see a future positive outlook for the near future when it comes to gas prices.

Gas prices fall for eighth consecutive day

The above article is a glimmer of hope for commuters struggling with their daily travel costs. Gas prices do seem to have a slight relief in sight. As people typically do not have control of the costs of production, all we can do is hope they stay low for a while.

You can join into the conversation by clicking on the link below to continue the conversation:

Lower Gas Prices

Adrift at Sea for 106 days

A man was found adrift in the Pacific for 106 days. He started his journey from the Central Pacific island nation of Kiribati. Unforeseeable circumstances occurred and the boat he was in got lost at sea.

Click here to read – What would you do if you were adrift at sea for 106 days?

You can read this original post from Erick Kuvsinikov and join in the discussion by clicking here:

Adrift at Sea for 106 days

It kind of makes you think a little bit though. What would you do if you ended up in the same situation. What could you do? Would you try to think of episodes of Man vs. Wild? Would you panic and give up? Let me know what are some of things you would do?

What should you do when you want to buy a home?

There are a lot of people out there that haven’t really purchased a home, or they weren’t really involved with the whole buying process the first time around. They ask or email me, “Erick, can you please find us a beautiful home out there, that meets our size requirements, and we can make an offer on it today?” This is, unfortunately, not the best first question people should be asking an agent or themselves.

What should you do when you want to buy a home?

Unfortunately in our economy today a lot of people started out asking themselves the question first: “What house do I want?” Then they worry about the financing later. Please don’t get me wrong, I always tell people to aim high. But we must build up to that aim. The truth of the matter is to first ask the question, “What type of home can I afford?”

This is the #1 question people should ask themselves today before they go house hunting. That is why most Realtors today will ask if you are pre-approved for a loan. Here is a quick little article about what you need to know about a home mortgage:

4-Steps to attaining a home mortgage – Click here to read

On the link above this article explains ways for attaining a home mortgage. The reason realtors ask this question is simple, can you afford a home loan for the house you are looking at? It is one of the most frustrating things in the world for people to want something and not be able to get it (at least not at that time). It is also very demotivating for people when they find they don’t qualify, because of their credit score or income, for that house they saw days prior.  It will waist time, money, and mental anguish for not only yourself, but for the agents who are selling the home and the agents showing you the home.

Slow down a little when you reach that point in life where home ownership is the next step for you and your family. Start the process by getting pre-approved. Then once you know what you qualify for, start looking for homes in that price range.  Owning a home is a process in life, it builds up over time. A majority of people didn’t start out in a big home, the built up to it. Don’t rush the process, it may discourage you rather than build you up.

Mortgages are now getting cheaper!

Today the Federal Reserve took some steps to help the economy get back on its feet. “The Fed said it will buy $40 billion of mortgage-backed securities per month in an attempt to foster a nascent recovery in the real estate market.” This will assist in home prices securities. This is on the heals of a very poor jobs report this past month that some analyst have placed blame on Hurricane Issac.

Fed Pulls Trigger, to Buy Mortgages in Effort to Lower Rates

Read the full report above to see what the Fed is doing to give some relief to the housing market where so many people are struggling.

Mortgages are now getting cheaper!

I would love to hear what people have to say about Fed Chairman Ben Bernanke and the new policy that he has come out to assist with the economy. Do people think he is doing this right now for political posturing and the election? Or is it a legitimate purpose that can get us out of a possible double dip recession?